If you have excess money that you want to grow solidly for up to five years, consider the competitive yields you’ll get from our fixed Certificate rates. The longer you keep your money on deposit, the more you’ll earn.
These Certificate accounts are ideal accounts when you have at least $1,000 to deposit and you want to save to reach specific short-term goals. We also recommend creating a CD laddering strategy in which you open multiple Certificates that mature at different times, which allows your money to grow constantly while providing a steady stream of savings income that you can access. Or use our Certificate Analyzer calculator to discover how much money you’ll have once your Certificate matures.
- Competitive yields from fixed rates
- Flexible minimum balance requirements range from $1,000 to $100,000
- Flexible terms from 3 to 60 months
- Earn higher yields on larger balances and longer terms
- Borrow against your holdings with a Certificate Secured Loan
E-Central Credit Union offers certificate accounts to Southern California members throughout Los Angeles County including Pasadena, South Pasadena, Alhambra, San Marino, Arcadia, Sierra Madre, Altadena, Temple City, Monrovia and beyond.
To learn more about our certificates or open a certificate account, contact us or visit our Pasadena branch today.