Our homes are often our most valuable asset. At E-Central, you have access to programs that can help you further increase your property value and improve your long-term financial picture.
Tap Into Your Home Equity
Our flexible Home Equity Line of Credit can finance those big projects you’ve been dreaming about. A bright new modern kitchen. A spacious master bedroom and/or bathroom. Or major upgrades to your landscaping to elevate value and curb appeal.
HELOC Financing Advantages
- Flexible payment options, including interest only during the draw period
- Low introductory rate
- Competitive adjustable rate
- Borrow up to 75% of your available equity
Flexible Financing for ADUs
Accessory Dwelling Units (ADUs) are add-on residential units built on the same land as a detached house. Units range in size from 400 to 1,200 square feet and must have a kitchen, bathroom, and living area.
ADU Construction Loan Advantages
- Up to $300,000 funding (excluding existing mortgage)
- Financing for 100% of construction with no up front costs
- Construction term up to 36 months
- No payments during construction period
Ready to explore the advantages of either option? Compare your financing options with one of our Real Estate Lending experts today.