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​Enjoy More with an E-Central Credit Card

Earn more on gas and groceries

Weekly expenses such as gas and groceries can add up! Beginning January 10, 2025, through March 31, 2025, you can earn up to 3% cash back (3 points for every dollar spent) on your gas and grocery purchases with an E-Central Platinum Rewards Visa®.

Flexible rewards at your fingertips

For all other purchases, you will earn 1.5% (1.5 points for every dollar spent). Our uChoose Rewards® Program lets you decide how to use your points. Choose from the following options: cash back, travel, gift cards, merchandise, or special events.

With uChoose Rewards®, you decide how to use your points.

  • Cash Back – Redeem points for a cash back.
  • Travel – Use points on traveling such as flights, hotels, cruises and more.
  • Merchandise – Redeem points for major merchants.
  • Gift Cards – Use points to select gift cards for yourself or friends and family.
  • Events - Redeem points for concerts, sporting events and theater.

Apply & Earn 5,000 Additional Points

Earn 5,000 points when you open a new card beginning January 10, 2025, to March 31, 2025. With rates as low as 13.49% APR*, our Platinum Rewards Visa® offers some of the lowest rates in the market, which makes using our credit card very affordable.

Lower Rate - Savings!

The difference in our rate compared to the competition could save you up to hundreds of dollars every year depending on your balance.

  • E-Central - Rates as low as 13.49% APR
  • Bank Avg. - Rates as low as 19.50%APR

In addition to a low rate, an E-Central Platinum Credit Card has no balance transfer fee. If you are looking to save money, then make our Platinum Credit Card your go-to credit card.

To learn more about Platinum Rewards Visa® and our uChoose Rewards® program with cash back, click here

*APR=Annual Percentage Rate. All loan rates, terms, and conditions subject to change. “As low as” Consumer Loan rates listed are our best rates on approved credit. uChoose Rewards® is a registered trademark of Fiserv Inc. Limited time only promotion is from January 10, 2025 to March 31, 2025 on purchases for groceries and gas. Qualified merchant codes (MCC) for gas and groceries are: 5300,5411,5499, 5541, and 5542. + To earn 5,000 points, you must be approved as a new cardholder, be enrolled in uChoose, and conduct a transaction by April 30, 2025

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