Earn more on gas and groceries
Weekly expenses such as gas and groceries can add up! Beginning April 1, 2025, through June 30, 2025, you can earn up to 3% cash back (3 points for every dollar spent) on your gas and grocery purchases with an E-Central Platinum Rewards Visa®.
Flexible rewards at your fingertips
For all other purchases, you will earn 1.5% (1.5 points for every dollar spent). Our uChoose Rewards® Program lets you decide how to use your points. Choose from the following options: cash back, travel, gift cards, merchandise, or special events.
With uChoose Rewards®, you decide how to use your points.
- Cash Back – Redeem points for a cash back.
- Travel – Use points on traveling such as flights, hotels, cruises and more.
- Merchandise – Redeem points for major merchants.
- Gift Cards – Use points to select gift cards for yourself or friends and family.
- Events - Redeem points for concerts, sporting events and theater.
Lower Rate - Savings!
The difference in our rate compared to the competition could save you up to hundreds of dollars every year depending on your balance.
- E-Central - Rates as low as 13.49% APR*
- Bank Avg. - Rates as low as 19.50%APR*
In addition to a low rate, an E-Central Platinum Credit Card has no balance transfer fee. If you are looking to save money, then make our Platinum Credit Card your go-to credit card.