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Consolidate & Save With a CU Save Personal Loan

Paying off credit card debt is one of the best New Year’s resolutions you can make for your financial well-being. Now is the best time to apply for E-Central’s CU Save Personal Loan and take advantage of a rate discount!

Our CU Save Personal Loan offers easy ways to pay less finance charges and lower your monthly payments. 

Get a Rate Discount*

Our CU Save Personal Loan includes a limited-time rate reduction of up to 3% off our standard personal loan rate. For example, if you apply and qualify for our standard rate of 10.75% APR*, our CU Save Personal Loan rate reduction would lower your rate to 7.75% APR*.

Save on Interest and Simplify Payments

Refinance your existing higher interest credit card balances and consolidate them into ONE low fixed monthly payment today. You could save hundreds or thousands of dollars in interest. Act now, this special offer ends March 31, 2025.

FREE CU Save Loan Analysis  

How much can you save? Find out before you apply! Simply request a free CU Save Loan Savings Analysis. We’ll compare your current credit card and/or auto rates and terms and show you how much less you’ll pay with us!​ 

We’re here for you, and we care more than ever about our members’ health and financial wellbeing. Apply for a CU Save Loan today!

 

*APR=Annual Percentage Rate. Promotion begins January 1, 2025 and ends ​December 31, 2025. All loan rates, terms and conditions subject to change. Must be a Member in good standing and meet underwriting guidelines. Other restrictions may apply. “As low as” Personal Loan rates listed are our best rates for 24 months on approved credit without any underwriting exceptions. Discounts given include overall account balance relationship, past loan relationships, and length of membership. Personal Rate Reduction offer not available to refinance existing E-Central personal loans, personal lines of credit, or credit card balances. After all applicable discounts, rate cannot go below 7.75%. Other restrictions may apply. Not all applicants will qualify for this special rate reduction discount. Payment example: $10,000 personal loan of 7.75% for 24 months, your monthly payment is about $451.00.

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