With interest rates near an all-time high, the cost of using a credit card has also risen.
The good news is that an E-Central Platinum Credit Card with our flexible uChoose Rewards® offers a rare value combination: A low rate AND 1.5% Cash Back!
Lower Rate - Savings!
The difference in our rate compared to the competition could save you up to hundreds of dollars every year depending on your balance.
See How We Compare
- E-Central - Rates as low as 13.49% APR
- Bank Avg. - Rates as low as 19.50%APR
In addition to a low rate, an E-Central Platinum Credit Card has no balance transfer fee. If you are looking to save money, then make our Platinum Credit Card your go-to credit card. Moreover, with 1.5% Cash Back, you’ll save even more.
uChoose Rewards® Gives You Choices
With our uChoose Rewards® program, you will earn 1.5 points for every dollar spent. You can elect to receive 1.5% cash back or redeem your points for the things you love, like airline flights, hotel stays, concerts and events, or gift cards.
- Cash Back – The funds can be deposited into your account or issued as a statement credit.
- Travel – Redeem your points for flights, hotels, cruises and more.
- Gift Cards – Turn your points into gift cards for holiday gift giving.
- Merchandise – Redeem points for merchandise.
- Events – Redeem points for event tickets, concerts, sports, and theater.
To learn more about Platinum Rewards Visa and our uChoose Rewards program with cash back, click here.